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Wedding Budgeting Tips

February 28th, 2009

Your wedding dress:
Start shopping right away. You won’t feel rushed or pressured into buying something, and you’ll be able to shop smart.

Simple plain dresses are usually less expensive then the ones with lace, pearls/beads etc..

You could buy a plain dress and add lace, beads etc.. yourself. Or get someone to do it for you.

Rent or borrow a dress. If you like your mother`s, sister`s or friends dress ask them if you could borrow it. But don`t be offended if they refuse as a wedding dress is very sacred to most women.

Look around second hand shops/charity shops. You`ll be surprised at the amount they get given, and they are usually inexpensive.

The venue:
Book the ceremony/reception well in advance you may be able to negotiate a better price then you would if you left it to the last minute.

Have your wedding on off-peak months. November to April rates will probably be reduced. Christmas weddings are more expensive though so if you are planning a Christmas wedding you will have to cut your finances.

Instead of a grand ballroom or banquet hall, think less-expensive venues, like publicly owned buildings and parks, registry office, the church or temple hall, the backyard, the beach, a restaurant’s private room. You may have to get a permit to marry in a public place, but it will be less than a private banquet room.

Catering:
Look around for caterers. Get different quotes before you decide on one.

Choose cheaper entrees, like prawns instead of lobster, vegetables like broccoli instead of asparagus will cut the cost, too.

Cut down on courses. If you’re having a cocktail hour, do you really need an appetizer course? Do you need soup and salad?

Instead of waiter service, have a buffet bar.

Think ethnic! Mexican, Indian, Italian, or Chinese food is fun and much cheaper per person than the traditional wedding menu. See if your favorite restaurant caters.

If you are having a themed wedding create your menu around the theme.

Have the wedding cake only as dessert and eliminate any other sweets (eclairs, pastries, etc.).

Consider a wedding breakfast or brunch (omelettes, muffins, pancakes, French toast), or a tea (a variety of tea flavors, finger sandwiches, scones and jams, etc.) to save money.

The more tiers and decorations your cake has the more expensive it will be.

Buy your own drink it will work out a lot cheaper then paying the caterers or venues prices.

Photos:
Compare hourly fees and package deals to see which is more cost-effective for you.

Give disposable cameras as wedding favours. Then you can get copies of the days events from family and friends.

Have a professional photographer take the formal pictures and shoot the ceremony; have guests take all reception photos.

Visit your local college`s photography department and check out some of the students’ portfolios. They will do your photography a lot cheaper and just as good as a professional

Ask friends and family to video the big day for you.

Flowers:
Use flowers that are in season and/or locally grown they’re less expensive than out-of-season flowers that must be shipped to your area.

Have bouquet with just a few large flowers, like orchids, tulips, lilies, or sunflowers, tied with a ribbon.

If you are marrying at Christmas or Easter, your church may already be decked out beautifully.

Arrange to share the cost of ceremony decorations with the couple marrying directly before or after you that day.

Use silk or dried flowers instead of fresh ones in table centerpieces.

Music:
DJs are less expensive than live bands.

Ask a family member or friends child to sing at the reception.

Hire music for the evening reception only. People are usually to busy chatting to notice any way.

Ask at the local college/university for young musicians.

Invitations:
Send invitations that are light enough when completely assembled to require only a single stamp for mailing.

Make your own invitation cards. They are cheaper and more personal.

If you are having a themed wedding make cards to do with the theme.

Transportation:
Limousines are cheap enough to hire for an hour. Find out in advance how long the ceremony will take.

Only hire a limo for the bride and groom; have attendants driven in relatives’ cars, or have them drive themselves in groups.

You might be able to hire a horse and carriage for just as less. Check the Yellow pages for any in your area.

We hope these are of some use to you. Good luck

Find more articles at http://www.media43.com

Wedding Favors That Embrace Nature’s Beauty

February 27th, 2009

A wedding planned in the spirit of nature provides the perfect opportunity for selecting wedding favors fashioned after elegant symbols consisting of, but not limited to maple leaves, butterflies, lavender buds, and roses. While there is certainly no shortage of wedding favors available today that are inspired by nature, those that are carefully designed with distinctive style and artistic detail remain popular choices.

As brides aim to locate the perfect wedding favors to reflect their personality and style, many look for favors made with exquisite details and designs inspired by nature such as embroidery or hand painting. Some examples include fabric containers made of silk and organza that are illustrated with floral landscapes or imagery. Besides attractive textures, color is another arena that brides have explored greatly as they sift through the astounding variety of favor bags in the hope of finding one that fits well within their wedding color scheme. The favorite color for nature-inspired weddings ranges from iridescent colors of red and orange to soft pastel colors in yellow and green.

These embroidered and hand-painted details are often found in wedding favor bags made from organza, which remains one of the most elegant and affordable fabrics. However, it is important to keep in mind that while organza bags come in a multitude of shapes, sizes, and prices, be sure to find high quality organza fabric that neither frays nor easily tears as a result of handling. Of course, details such as embellished ribbons with unique pearl accents and beads have become the de rigueur, as brides have become more creative and discerning when searching for the ultimate favor bag.

When all is said and done, what would elegant organza or silk bags with embroidered or painted floral embellishments be without a delicious treat or personal memento tucked inside them. Use fillings that are also inspired by nature that include soothing chamomile tea, delicious maple sugar candy, or delightful iced sugar cookies that are rendered in floral shapes to extend a nature-inspired theme. No matter what filling may be desired, finding the ideal wedding favor for the nature-loving bride comes with exciting options, but only the perfect favor for today’s demanding bride will make her top choice - those made with superior details and reflect the sophisticated taste of the bride and groom.

About the author: Copyright © 2004 Bellenza, Inc. Lizzy Mansfield is a staff writer for Bellenza - specializing in handmade wedding favors, accessories, and bridal party gifts. Visit http://www.bellenza.com/ and discover their unique selection of wedding favors.

The “EX” Factor: Why Men and Women Over 50 Don’t Remarry!

February 26th, 2009

Thinking about remarrying? Consider these reasons why others have chosen not to. One out of two marriages ends in divorce. 60% of second marriages fail. 66% of marriages and living together situations end in break up according to the U.S. Census Bureau. Read more…

The “EX” Factor: Why Men and Women Over 50 Don’t Remarry

In focus groups conducted by this author with men and women over 50 and divorced, five major reasons why they don’t want to remarry surfaced. Finances are the prevalent concern of both groups.

Financial

• Debt responsibility of a new partner
• Alimony and child support payments
• Family inheritance issues
• Financial responsibility for stepchildren
• Financial responsibility for elderly parents

Health

• Deteriorating health of partner
• Caregiver responsibilities
• Lack of healthcare coverage
• Health issues of the extended family
• Differences in beliefs of medical treatment-homeopathic versus prescription medicines

Children

• Strained relationships with partner’s children
• Holiday sharing
• Gift giving
• Wills, trusts, and inheritance
• Visitation and caring for children and grandchildren

Independence

• Loss of freedom
• Set in their ways
• Lifestyle changes
• Lack of common interests
• Co-mingling of household goods and possessions

Social

• Family acceptance
• Challenges of meeting potential partners
• Different religious affiliations
• Acceptance of friends
• Differences in social etiquette

Currently, R.J. is co-authoring He Feels, She Feels-Dating, Relationships and Remarrying After 50. He invites you to complete their survey on his website, (www.rjlancaster.com) to further their research. As a thank you, R.J. will send you an E-book of your choice as listed on his website. E-mail R.J. with your preference upon completion of the survey.

Ryan James (R.J.) Lancaster is the president of the Education & Learning Institute, a research, seminar and publishing company. He helps organizations and individuals think differently to ensure their success. He is also a professional speaker and author of E-books.

Contact information: (602) 274-4609 Email: rlancaster5@cox.net
Website: http://www.rjlancaster.com

What You Need To Know About Taxes If You’re Getting Married

February 25th, 2009

It may not be high on the list of wedding planning activities, but there are a few simple steps that can help keep tax issues from interrupting your newly wedded bliss. If you recently married, check out your new tax situation. You might save money or even prevent the problem of a missing refund check.

The first things to handle are changes of name and address. Later, as tax season approaches, consider whether or not you’ll itemize deductions, which tax return form is right for you and what filing status you’ll use.

No one should delay the cake cutting or honeymoon because of taxes. But here are some helpful hints for later: Use Your Correct Name

You must provide correct names and identification numbers to claim personal exemptions on your tax return. If you changed your name upon marrying, let the Social Security Administration know and update your Social Security card so the number matches your new name. Use Form SS-5, Application for a Social Security Card.

Change of Address

If you or your spouse has a new address, notify the U.S. Postal Service so that it will be able to forward any tax refunds or IRS correspondence. The Postal Service will also pass your new address on to IRS for updating. You may also notify to notify the IRS directly by filing Form 8822.

Refund Checks

Each year, the Postal Service returns thousands of tax refund checks as undeliverable, usually because the addressee has moved. Notifying both the Postal Service and the IRS of an address change in a timely manner can help ensure the proper delivery of any refund checks. To check the status of a tax refund, go to the IRS web site and use the “Where’s My Refund?” service.

Changing Filing Status

Your marital status on December 31 determines whether you are considered married for that year. Married persons may file their federal income tax return either jointly or separately in any given year. Choosing the right filing status may save you money.

A joint return (Married Filing Jointly) allows spouses to combine their income and to deduct combined deductions and expenses on a single tax return. Both spouses must sign the return and both are held responsible for the contents.

With separate returns (Married Filing Separately), each spouse signs, files and is responsible for his or her own tax return. Each is taxed on his or her own income, and can take only his or her individual deductions and credits. If one spouse itemizes deductions, the other must also.

Which filing status should you select? It depends entirely on your specific situation. You should consider sitting down with a tax professional to make a determination.

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February 24th, 2009

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Tips to Kick Start your Wedding Planning

February 23rd, 2009

If you have experience with project planning in a professional sense at your employment then you should treat the planning of your wedding no different. Wedding Planning is a must for small or big weddings - perhaps it’s more critical to plan out your wedding for the large weddings for everything to run smoothly on the day.

A Big or Small Wedding? First of all, you should have a general number of guests you would like to invite. This will determine everything else you do in your wedding planning. Do you want a small cozy wedding or a large wedding gathering? Is it what you want or what your parents or in-laws want? Is it within your budget? Once you answer these questions your wedding planning has now been kick started.

Assign Tasks In a project situation, it is important to delegate tasks and so in your wedding planning you need to determine who will be responsible for certain aspects of your wedding. For example you may want to designate responsibility of handling of catering for yourself while delegating the responsibility of the wedding music or entertainment to your partner.

Wedding Budget A commercial project always has a profit and loss statement and a budget. A wedding plan profits when you succeed and you lose when everything falls apart - you don’t want the latter to happen. One of the more important aspects of wedding planning is your wedding budget. You should have a general number in your head of how much you want to spend on your wedding and from that starting number you can allocate money to the ’sub-projects’ of your wedding such as the catering, the reception hall, etc. Watch carefully how you spend your wedding budget and always keep a look out for ways to save money on weddings.

Wedding Research Keep note of what works and what doesn’t when you attend other weddings, talk to the caterers and the musicians or the DJ if you like their service. Talk to the wedding couple or other recently wedded couples to ask them what worked in their wedding and what didn’t and what other advice they could offer. A part of your research would take you to wedding expos and shows around the country in your city or local area. At the wedding show you can take into account the latest trends and products that are popular in the wedding industry. You will be able to talk to reception services, caterers and bakers for your wedding cake. You will able to see their showcase of wedding dresses and possibly catch a catwalk display of the dresses. Remember your purpose at these shows - that you are there as research for your wedding plan and not be tempted by the other extras that aren’t really a part of what you want for a wedding. Your purpose is to get an idea of how much everything you want at your wedding would cost as well as your options in the variety of wedding areas.

Wedding Ceremony and Reception Location

Finally, a major element to your wedding project plan is to arrange the ceremony and the locations of the ceremony and reception. If you are religious it would probably be assumed that you would be wedded in a church or other religious building. If aren’t religious and are looking for a civil celebrant you will also need to plan around that. Planning your reception location would probably take into consideration the research you have done previously. Shop around for prices; ask around for testimonials of good service to find the perfect location to suit what you want and your budget.

Good luck in your wedding planning!

The Intellectual Poker Player

February 20th, 2009

The rise of Texas Hold’em poker in America has brought a new breed of player to the tables - the intellectual. The intellectual player has existed in poker prior to the Internet poker boom, but the prevalence of highly educated “book smart” players has inundated the card playing community with a new style and a new formula for the game.

It is important to perceive the intellectual player as different, rather than better or worse than previous generations of players. They may have played more hands than someone who has been playing for years because of the advent of online multitabling, but that doesn’t mean they can make the correct play in tempo at a live table. Bankroll management, street smarts and survival skills in live games and tournaments take different definitions by these players. A seasoned live pro may know his steam points better than an internet player or a book smart player, and he also may make better reads off of tells.

However, there are many things that the new generation should be commended for. They have a voracious hunger for poker literature, and crave understanding of the game at the highest level. They are relentless and put in long hours and then do it again the next day. They compete on a level that has never been seen before, and look for every edge and are meticulous in their preparation. These are solid positive traits that certainly could aid a player at any level. The intellectual player has raised the bar for poker play in the current day, and as a competitive player you should try to meet and exceed the play of your peers to profit from playing Texas Hold’em.

Walking down the Wedding aisle: Who walks who, anyway?

February 19th, 2009

Another dilemma that often comes up when planning a wedding is who will walk the bride down the aisle. Although traditionally it’s the father that does this, the plethora of step-families has made it a more difficult decision. This is especially true when the step parents have been in the children’s lives for a long time.

Breaking tradition

A bride that has both a step father and a biological father may opt still to have her biological father walk her down the aisle. This can be a way to show her family bond as well as stick with tradition. In the case of a bride that hasn’t been close to her father, she may opt to have her step father walk her down the aisle. This is a newly emerging sight at weddings, and quite touching.

Of course, if the bride loves both of the men and wants to include them, there’s nothing wrong with having both walk her down the aisle. It honors her relationship with both men and lets them have the chance to hold her arm.

This also holds true for the groom. He can choose to escort both a step mother and his biological mother down the aisle at the beginning is she should choose to. Or the best man can do so, as is tradition.

If the father has passed on, the bride may opt to have an older brother or an uncle walk her down the aisle. Likewise, if the mother of the groom has passed, then a sister or an aunt may want to walk with him.

Dealing with difficulties

While this all seems like a loving and simple solution to include everyone in the wedding, some parents may still have issues with their ex-spouses. And this can lead to bitter feelings about your choice in who walks who down the aisle.

Should you fight for what you want? That’s entirely up to you. If walking with both fathers makes you happy, then you should do that–even if the opposite wives are not pleased for whatever reason.

If you feel that it may cause more trouble than it is worth, then you may opt to stick with tradition. Just be sure to include your step father in some other part of the wedding so he doesn’t feel left out because of biological status.

In the end, remember that it’s your day and your decision.

Making Some Wonderful And Unique Wedding Favors

February 14th, 2009

Many wedding planners are always on the lookout for the most special and most unique wedding favors, and there are a number of great wedding favors on the market that fit the bill.

== Family Members And Friends Have Plenty Of Ideas ==

When searching for ideas that have not already been tried, be sure to look around, and ask around from a number of different sources, For instance, you may want to ask your family members and friends for advice on various wedding favors that they may have seen at weddings they have attended.

== The Internet ==

It is important to look around at a number of different sources when seeking unique wedding favors. One great place to look is on the internet, as there are a growing number of wedding related web sites and newsgroups that can provide lots of tips and advice on choosing the best wedding favors at the lowest possible price.

== Take Advantage Of Trends ==

These online sources are great places to learn about the prevailing trends in wedding favors and to adjust your own wedding favors to take advantage of those trends. And after you have found the perfect wedding favors, there are number of web sites that sell them, and the prices are often quite competitive with the local stores.

== Your Local Party Planning Store ==

If you prefer to shop locally, of course, there are also a number of choices and a number of ways to find some truly unique wedding favors. One good place to start is at your local party planning store, or the stationary department of your favorite department store.

Most major markets have at least one type of store that is devoted to party and holiday planning, and these stores often have the best selection of wedding favors for all kinds of weddings and all kinds of couples.

Even if you are planning to check prices online, you may want to visit one of these local party planning stores to get some ideas. These stores can offer some of the best ideas for exciting and unique wedding favors.

== Make Your Own Wedding Favors ==

One other way to make sure your wedding favors are one of a kind is to make them yourself. Making your own wedding favors can be a great, low cost alternative to buying them already made, and it can help you to ensure that your wedding favors will be like no one else’s.

How to Pass a Piss Test

February 12th, 2009

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